ISPC 2026: Scientific Insights into FinTech, P2P Lending, and Platform Economy
The 6th annual International Scientific-Practical Conference (ISPC 2026) highlights the transformation of digital financial systems and platform-based business models. This scientific contribution summarizes key research findings: how Peer-to-Peer (P2P) lending, platform economics, and digital financial technologies build trust, minimize risks, and sustainably reshape traditional markets.
Central Action Fields in Detail
1. Acceptance and Trust Models in Peer-to-Peer (P2P) Lending
Eliminating traditional banking intermediaries requires novel acceptance frameworks. Research on user adoption (based on the Technology Acceptance Model – TAM) demonstrates that perceived usefulness and perceived ease of use are direct drivers of platform utilization.
- Trust as the Core Currency: Transparent risk assessments and security certifications are essential to attract both borrowers and lenders.
- Financial Inclusion: P2P platforms enable emerging markets and SMEs to access capital outside of rigid banking regulations.
2. Disruption of Traditional Markets by Platform Ecosystems
The shift from legacy service structures to two-sided platform markets fundamentally alters consumer behavior (e.g., analyzed via Push-Pull-Mooring frameworks).
Core Challenges: Overcoming switching barriers, leveraging network effects, and ensuring compliance with financial market regulations.
3. Timeline and Submission Modalities of ISPC 2026
To guarantee high scientific standards and a rigorous review process, the following schedule applies to all presenters and researchers:
Deadlines: Following abstract submission, final presentation decks and full papers must be submitted digitally no later than September 01, 2026. The conference takes place on September 10 and 11, 2026 in a hybrid format.
Frequently Asked Questions (FAQ)
What is the final submission deadline for presentations and full papers?
The binding deadline for submitting full papers and final presentation files is September 01, 2026.
When does ISPC 2026 start and where is it located?
The conference begins on September 10, 2026 and runs until September 11, 2026. It is conducted as a hybrid event at the FHNW campus in Brugg (Switzerland) and online via Zoom.
Which specific subject area does this scientific paper address?
The paper covers Financial Technology, P2P Lending, and Platform Economy, as well as empirical research on trust models during the digitalization of financial services.
Are there registration fees for participants and speakers?
No, participation and registration for ISPC 2026 are entirely free of charge.
What certificates and publication options are provided?
Outstanding submissions receive Best Presentation Certificates or Young Scientist Certificates. Additionally, publication support is provided through a partnership with Springer Nature.
Which academic institutions organize ISPC 2026?
The event is co-organized by FHNW (Switzerland), IU International University (Germany), Adelphi University (USA), East European University (Georgia), and the E-Commerce Institute Cologne.
How will presentation sessions be conducted?
Presenters can flexibly choose whether to deliver their talks on-site at the FHNW Campus in Brugg or join live via the hybrid Zoom platform.